Terms and Conditions

You must be at least 18 years old and a legal resident of the United States to use our services. By using our website, you represent and warrant that you meet these requirements and have the legal capacity to enter into this agreement.

Your continued use of our services following any changes to these terms constitutes acceptance of those changes. We recommend reviewing these terms periodically to stay informed of any updates.

To access certain features, you may need to create an account. You agree to provide accurate, current, and complete information during registration and to maintain and promptly update your account information as needed.

You are responsible for maintaining the confidentiality of your password and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account or any other security breach.

When you request an insurance quote, you authorize us to collect and verify information about your driving history and vehicle, contact insurance carriers on your behalf, and share your information with insurance companies as necessary to obtain quotes.

Quotes are estimates and may change based on additional information. Coverage is subject to insurance carrier approval, and premium rates may vary based on your driving record and other factors determined by the insurance carrier.

You agree not to provide false or misleading information when applying for insurance, use our services for any unlawful or fraudulent purpose, interfere with or disrupt our website or servers, or attempt to gain unauthorized access to our systems.

You must not use automated tools to access or scrape our website, violate any applicable laws or regulations, or engage in any activity that could damage our reputation or business operations.

All content on our website, including text, graphics, logos, images, and software, is the property of InsureWithBillT or its licensors and is protected by copyright and trademark laws. You may not copy, reproduce, distribute, modify, or create derivative works from our materials without permission.

You may not use our trademarks or branding without authorization or remove copyright or proprietary notices from our content.

Our website and services are provided "as is" without warranties of any kind, either express or implied. We do not guarantee that our services will be uninterrupted, error-free, or completely secure.

InsureWithBillT acts as an intermediary between you and insurance carriers. We are not responsible for insurance carrier policy terms, coverage decisions, claims processing, or financial stability.

By using our services, you consent to receive communications from InsureWithBillT and our insurance partners via email, phone calls, text messages, and postal mail. Communications may include policy information, quotes, marketing messages, and service updates.

You may opt out of marketing communications at any time, but you cannot opt out of service-related messages regarding your active policy.

We reserve the right to suspend or terminate your access to our services at any time, without notice, for conduct that violates these terms, is harmful to other users or our business, involves fraudulent or illegal activity, or exposes us to legal liability.

Upon termination, your right to use our services will immediately cease, but these terms shall survive termination to the extent necessary to enforce their provisions.